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What is a Mortgage?

A mortgage is a secured loan that you use to buy a property. The loan is secured against the value of the property being purchased until the mortgage is paid off.

When you purchase a property - you will make a cash deposit, anywhere from 5% of the property price.  Mortgages are intended to help buyers purchase both commercial and residential alike. When you take out a loan, the lender will charge interest; your mortgage will be no different.

Unbeatable advice

Whichever type of mortgage you require, you can be sure of one thing – our free impartial advice from the moment you step into our office or pick up the phone to us. When you’re buying a property, there are plenty of things to worry about. Let us guide you through this process and help to find the best mortgage solution for you to fit with your particular circumstances.

We find your best deal and do all of the work so that you can focus on moving home.

Silvergate’s mortgage advisors are all fully trained to take your best interests into account. With access to the whole market of mortgage lenders, our ultimate goal is to find you the best deal on your mortgage. Whatever you would like to discuss, whether you’re a first-time buyer, looking to remortgage or if you need some advice - it is worth noting that we can often overcome even the most difficult of circumstances.  Your needs, your circumstances, your mortgage.